It’s not tricky to contact Travel insurance. Policies are offered in most Post Offices, banks, building societies and travel agents. Additionally, there are many comparison websites that you can check if you want to purchase online. If you’re planning on going skiing or participate in high-risk activities like climbing or diving then you are going to have to pay a higher premium. Check the small print to ensure you would be covered before purchasing your policy. For citizens who live inside the European Economic Area, are entitled to a degree of free medical care if travelling within the EEA area, in case you’ve got a valid EHIC (European Health Insurance Card). The European Health Insurance Card (EHIC) shouldn’t be applied as a substitute for buying a travel insurance policy. Make a search on the following website, if you are searching for more details regarding eu medical card application.
This section will explain what is covered by the EHIC, and how to apply for or to renew your card. If you or any of your dependents are suddenly taken ill or have an accident while visiting any EU country, free or reduced cost emergency treatment is available on production of a valid EHIC. The EHIC replaced the E111 Card or form in 2006, so if you have an E111 stashed away in a drawer somewhere, it’s invalid, so you need to throw it away and purchase your free EHIC. Do not forget that only state-provided emergency treatment is covered. The EHIC doesn’t cover you for all medical costs or for repatriation, and so it is not an alternative to travel insurance. It most definitely does not cover costs involved with the cancellation or curtailment of your journey. It would also not cover things like lost luggage, cash etc.. Even though you’re only travelling within Europe it is advisable to take out some travel insurance to cover all eventualities and peace of mind. Few countries pay the entire cost of medical treatment even under reciprocal health service arrangements. It’s therefore a good idea to take out travel insurance rather than to only rely on the European Health Insurance Card or EHIC.
Be certain to apply for your EHIC before travelling in Europe. To apply for a Card that you have to complete a form in the booklet’Health Advice for Travellers’ from Post Offices. If you have access to the world wide web then the easiest way is to use online. If you already have an EHIC, don’t forget to check it is still valid before you travel. It is free to apply for or renew, but they’re only valid for five decades and can easily be overlooked. If you are renewing your EHIC, you can do so six months before the expiry of your current card. You’re required to have a EHIC for each member of the family and all cards are valid for five decades.